ACH and Beyond: What Mekorma Payment Hub Brings to Business Central

For Accounts Payable teams, sending payments promptly makes a meaningful difference—it keeps vendors satisfied, reduces your workload, and increases the chances of taking advantage of early payment discounts. Digital methods like ACH (also known as Electronic Funds Transfers or EFTs) help enable this efficiency.

If you’re already using ACH in Microsoft Dynamics 365 Business Central, you’ve laid a solid foundation. For some businesses, managing ACH on its own is effective—and if that’s the case for you, that’s a success.

But if that doesn’t reflect your experience, you’re not alone.

Many organizations find that the more “manual” aspects of ACH become a bottleneck. Tasks like uploading files to the bank, tracking vendor information in spreadsheets, and chasing down routing details via email can consume far too much of the AP team’s time and energy.

That’s where Mekorma Payment Hub steps in. In this blog, we’ll show how our solution goes beyond standard ACH functionality. With features like Remote Payment Services, Vendor Validation, and the Action Board, we’re helping Accounts Payable teams simplify their workflows—especially those ready to advance but constrained by limited time, resources, or complex processes.

So, What Exactly Is ACH?

ACH payments are a secure and efficient way for businesses to transfer money directly into vendor bank accounts. Compared to paper checks, ACH is faster, more reliable, and typically more cost-effective—making it a smart choice for organizations aiming to modernize their payment processes.

Microsoft Dynamics 365 Business Central includes ACH as one of its built-in payment options, making it an accessible solution for AP teams already using the platform.

But ACH isn’t without its challenges:

• Setting up vendors for ACH can be time-consuming.
• Tracking and managing different payment preferences (like check, ACH, or credit card) can quickly become overwhelming.
• ACH doesn’t include native tools for automating payment approvals or streamlining workflows.

Because of this manual burden, some AP teams end up stuck in old habits—still printing checks simply because moving forward feels too complicated.

ACH is a solid first step, but it doesn’t tell the whole story.

For many organizations still holding off on digital payments, the hesitation usually isn’t about willingness—it’s about bandwidth. One of the biggest hurdles? The effort it takes to onboard vendors.

Today’s AP Teams Need More Than Just ACH

Even if your ACH process in Business Central is running smoothly, Mekorma’s Payment Hub can take your AP strategy to the next level. From reducing fraud and compliance risks to simplifying vendor management and payment workflows, it’s designed to future-proof your operations—with minimal effort.

Here’s how it works:

Automated Vendor Compliance Checks
With Mekorma Vendor Validation, your team can schedule automated IRS and OFAC compliance checks directly within the Payment Hub—helping you onboard vendors confidently and reduce the risk of penalties.

Enhanced Check Printing Capabilities
Paper checks still have their place. Mekorma’s enhanced check printing tools come with prebuilt layouts, MICR customization, remittance overflow handling, and multi-company support—making traditional payments faster and easier to manage.

Centralized Payment Management
The Mekorma Action Board unifies your entire AP process—from batch creation to approvals and execution—under one intuitive dashboard. You gain full visibility across companies and bank accounts. Soon, ACH will be fully integrated into the Action Board for an even more seamless experience.

Low Effort, High Impact
With minimal internal lift, your team can optimize payments, lower risk, and boost efficiency.

Supercharge Your Strategy with Remote Payment Services

By adding Remote Payment Services to the Payment Hub, you accelerate your move toward a fully digital payment experience:

Instant Vendor Matching
Activate Remote Payments and instantly match over a third of your vendors to their preferred electronic payment methods—no manual effort required.

Shared Onboarding Workload
For vendors not instantly matched, Mekorma’s trusted payment partners help determine whether they prefer checks, ACH, or credit cards—freeing your team from time-consuming follow-up.

Many organizations choose Remote Payment Services not because they lack an ACH setup, but because they want a more intelligent, flexible way to manage payments.

Real-World Results
One customer previously ran multiple payment batches daily and paid $10 per bank file. After switching to Mekorma, they could run unlimited batches—saving significantly on processing fees.

And there’s more:
When vendors accept virtual credit card payments, your organization can earn cash back—without the hassle of managing a rebate program. It’s a secure, streamlined way to unlock new revenue.

Why Go Beyond ACH with the Payment Hub?

The Mekorma Payment Hub isn’t just a feature upgrade—it’s a smarter way to work. It removes friction, adds strategic value, and integrates seamlessly into your existing Business Central setup. Whether you're just starting with digital payments or juggling a mix of methods, Mekorma helps you move forward—without a full system overhaul.

Ready to streamline AP beyond ACH?
Download your free trial of Mekorma Payment Hub today.